Contact Us

A: Our loan services are specifically designed for Nigerian civil servants who are seeking financial support to meet their personal or professional needs.

A: Yes, we are fully registered with the Corporate Affairs Commission (CAC) in Nigeria, ensuring that our operations comply with all legal and regulatory standards.

A: You can apply for a loan through the following steps:

A: You will need:

• A valid ID (e.g., national ID, voter’s card, or international passport).
• Proof of employment as a civil servant.
• Recent payslips.
• A bank statement for the past three months.
• IPPIS/Remita ID

A: Yes, our online platform is user-friendly and secure. Simply fill out the application form and upload the required documents.

A: Our loan amounts range from ₦50,000 to ₦5,000,000, depending on your eligibility and needs.

A: The repayment period varies between 3 to 24 months, depending on the loan amount and agreement.

A: Our interest rates are competitive and vary depending on the loan type and repayment period. Detailed information will be provided during the application process.

A: Repayments can be made via direct debit from your salary account or through our secure payment portal on the website.

A: Yes, as part of our commitment to responsible lending, we perform credit checks to assess your financial health and repayment ability.

A: Yes, but your eligibility will depend on your current financial obligations and ability to repay.

A: Once your application is approved, funds are typically disbursed within 48 hours.

A: The loan amount will be credited directly to your bank account.

A: Contact our support team immediately. We are here to help and may offer flexible repayment options based on your situation.

A: You can contact us through:

• Phone: +2348168140056
• Email: info@vinelimsltd.com
• Office Address: 4th Floor Adebola House, 38 Opebi Road, Ikeja, Lagos

A: Yes, our office is located in Lagos, Nigeria. Feel free to visit us during business hours.

A: We take your privacy seriously and implement advanced encryption and data protection measures to ensure the safety of your information.

A: No, we do not disclose your loan application details to your employer unless required as part of the repayment agreement.

A: Yes, you can make early repayments without penalties. This may also reduce your total interest.

A: We allow only one active loan per customer. You may apply for a new loan after fully repaying the existing one.

A: At the moment, our services are exclusively for civil servants.